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Health and Wellbeing

Should I get private medical insurance in my home Country before I leave?

It is recommended that you get private health insurance in your own country before departure. If you have private medical insurance in your home country, please check whether you can extend it to cover your stay in Italy (it is always advisable that the insurance policy is validated by the Italian Embassy and translated into Italian or English).

Generally speaking, it is advisable to have private health insurance to make sure you have easy access to treatments and medical consultations, no waiting lists, and more freedom of choice.

How does Istituto Marangoni help me while in Milan?

At hand assistance

Istituto Marangoni aims at improving the student experience by building a strong sense of protection in and out of the school. As a result, Istituto Marangoni recommends students to take out a health insurance during their study abroad, to find twenty-four/seven assistance in case of emergency. For this purpose Istituto Marangoni partnered with APRIL International, to make students’ life easier through ad-hoc insurance packages for study abroad students.

What is APRIL International?

It is a 100%  digitalhealth insurance solution to make students’ life easier while studying abroad. With 40 years of experience, 260 multilingual employees, and more than 180 countries covered, the Company boasts an outstanding expertise in the field, covering more than  150,000 insured members abroad.

Awards & Ratings: N°1 service provider for international health insurance 2022&2023 (The Health Protection Awards), Leading health insurance solution provider Europe 2022 (IBM AWARD).

As a study abroad student, why should you take out international student insurance?

It is advisable to have private health insurance to make sure you have easy access to treatments and medical consultations, no waiting lists, and more freedom of choice. Moreover medical care in a foreign country could be very expensive. This is why Istituto Marangoni suggests students to take out APRIL’s student insurance and benefit from a customized solution.

How many insurance packages are available?

Students attending Istituto Marangoni for their study-abroad experience, will be provided with 2 options :

Long stay (> 1 year) – up to  1500 EUR per year: full cover for 12 months with automatic renewal.

Short stay (< 1 year) – up to  700 EUR per year: students can choose between 2 packs. Emergency cover pack (covering only in case of accident or emergency); Comfort cover pack (covering routine healthcare + planned emergency hospitalization).

Premiums will vary depending on the pack and the country of destination, for personalized information, please make a quote following this link: www.april-international.com/italy.

How does the online subscription work?

APRIL is 100% digital health insurance, accessible 24/7, user-friendly and reliable. The insurance will work thanks to Easy Claim digital App, through which students can:

-           submit health insurance claims and find useful documents of the insurance plan.

-           find the nearest healthcare professional and a list of emergency numbers 24/7

-           connect with a doctor using teleconsultation.

Contacts

In order to get in touch with APRIL International’s team for further information, please click on the following link: www.april-international.com/italy.

The team will then be at your disposal for any further queries and to guide you through the process.

What about the Italian National Health Service?

Registering with the Italian National Health Service |SSN is an option. It entitles you to the same treatment as Italian citizens, which includes the choice of a general practitioner.

For the year 2024, students must pay a minimum lump-sum contribution for voluntary enrollment in the Regional Health Service of € 700.00 to be made EXCLUSIVELY via F24 form of the Internal Revenue Service.
If they have already paid the fee of € 149.77 (amount provided for previous years), it is necessary to pay the supplement of € 550.23, again exclusively through F24 form - region code 10 - contribution code 8846 - reference year 2024.
The already paid amount of € 149.77 (which still entitles the student to enrollment until March 31, 2024) is not refundable.
If the student has dependents, he/she must pay a minimum of € 2,000.00 that can be increased to a maximum of € 2,788.87 based on the previous year's income.

book an appointment at the ATS (Local Health Office) of your city (if you live in Milan, you can refer to the office closest to your address and check the opening hours).

What you need to bring with you:

  1. your Istituto Marangoni enrolment certificate
  2. your residence permit application receipt
  3. your tax identification code (codice fiscale)
  4. a copy of your passport
  5. the receipt of your registration with the Italian national health system

The National Health Insurance is valid for one calendar year (1st January - 31st December).

EU students: the European Health insurance card entitles you to benefit from medically necessary treatment, but for complete health coverage you should obtain the S1 form in your country (issued by the health authority of the EU country where you are entitled to healthcare)

Can I get private health insurance in Italy?

You can also buy private health insurance when you arrive (private health insurance for international students is provided by W.A.I. Welcome Association Italy, among others). It cost € 120 for 12 months' assistance and 71 € for 6 months (from the day of purchase) for non-EU citizens. EU citizens younger than 40 years old must pay € 202 for 12 months and € 142 for 6 months. It basically covers emergencies (meaning that expenses are covered only if you are admitted to hospital by ambulance or through the emergency room).

 

Emergency Numbers

In the event of an emergency, call 112 to get the right kind of help to you quickly: Carabinieri (police with military and civil duties), State Police, Emergency Medical Assistance, or Fire-Fighters.

How does Istituto Marangoni help me while in Milano?

Istituto Marangoni aims at improving the student experience by building a strong sense of protection in and out of the school.

At hand assistance
Psychological Well Being
IM Life Office

Istituto Marangoni partnered with International SOS.
International SOS offers a portal (and app), dedicated to all students of Istituto Marangoni 24/7: not only an easy way to find useful numbers and contact information, but also good advice for traveling abroad.

- Medical assistance and support: students are offered an unlimited telephone consultation with the dedicated school staff;
- Advice and alert system: the platform is activated in the event of a crisis and provides immediate response when an emergency occurs. It includes a multi-modal communication option to enable prompt assistance.

Please note that International SOS does not replace your health insurance. All services will be made available to you in your native language, so that no barriers can keep you from feeling safe and protected

Psychological well-being can be achieved by maintaining a positive outlook on life by developing effective coping strategies to reduce and manage stress, and through accepting and exploring oneself. For this reason, Istituto Marangoni offers a psychologist to its students with a dedicated counseling desk: mental health is crucial, even more so for students who are far from home.

The IM Life Office is designed to make your experience easier and make you feel part of an international community of students, creating value, creativity and culture every day and connecting you with the right services and opportunities whenever you need them: from special agreements and dedicated opportunities so you can access entertainment, culture, art, wellness and self-care services, through to resources to support your social well being. I’M Life Office works closely with all other school departments to provide centralized, comprehensive, and holistic support during your school experience in Milan.